Denis Korotkov-Koganovich, the co-owner of Oracle Capital Group, investor, and an art collector has achieved a lot in the field of investments and finance. Having a great sense of business and understanding the trends of the market, he has gained the reputation of a smart investor. The remainder of this guide will focus on the various investment instruments and hear from Denis Korotkov-Koganovich on each of them.

What is Investing? Why Should You Invest?

Investing is the act of putting money into goods with the intention of attaining a return on the investment in the form of income. The goal of investing is to provide for a better financial standing in the future and to have the ability to acquire certain financial goals. Investing is the best way of checking the effects of inflation, increasing buying power, and having a constant stream of income. Denis Korotkov-Koganovich’s biography would certainly include a great deal about this practice.

Where to Start Investing?

Investing can be a very meticulous process and quite often is a lot difficult to comprehend—especially for a beginner. First of all, one must define certain goals, as well as the amount of risk one is ready to undertake and the duration of the investment. The first step which has to be taken by anyone is to make sure that you’ve done your homework.

Denis Korotkov-Koganovich of Oracle Capital Group on Types of Investments

1. Real Estate

Real estate investment entails the buying of real property to make a profit or gain. Denis Koganovich explains that residential properties are houses and apartments that are available for sale while commercial properties are offices and retail places. The properties include industrial properties which comprise warehouses and factories. However, they demand a lot of capital, have expenses on their maintenance, as well as may be affected by market fluctuations. The risks are market fluctuations, physical loss of assets, and tenancy-related problems.

2. Bonds

Bonds can be described as obligations that are traded in the market where an entity seeks funds from an investor for a given time at a certain rate of interest. Bonds provide fixed and certain income, and are thought to be safer than stocks. They diversify the portfolio but in return, they give lower income. The major forms of risk related to bonds are the default risk, the inflation risk and changes in the interest rates.

3. Stocks

Stocks are a type of security that gives the investor a claim on a share of the firm’s assets and earnings. It is divided into two types; common and preferred. Stocks can provide high returns and may give dividends with the benefit of being easily saleable. However, they are very unpredictable and are associated with certain losses and market fluctuations. The threats here mainly involve upsets in the market or sudden, unexpected changes in how businesses operate.

4. Mutual Funds

Mutual funds can be described as investment companies which pool money from many investors to invest in securities; it offers diversification together with professional management. While on the one hand, mutual funds are liquid, Denis Korotkov-Koganovich claims, the investor does not have much control over the fund. Be sure to keep an eye on the market and its dynamics.

5. Commodities

As explained by Denis Koganovich, commodities can act as a defensive investment which would help to mitigate the effects of inflation. However, they are very sensitive to price changes, produce no income, and can require payments for storage and insurance. The vulnerability includes the market risk, geopolitical risk, and shifts in supply and demand conditions.

6. Art and Collectibles

These are activities that entail the buying of things like paintings, sculptures, and other rare items with the motive of getting more in the future. Denis Korotkov-Koganovich of Oracle Capital Group purports that such assets can greatly appreciate in value and can also be a great addition to the appearance of a house. However, they are usually not very liquid; they have high transaction costs and are traded in markets that are rather subjective. The disadvantages are the fluctuations in the market price, the question of the origin of the products, as well as, the costs of storage and insurance.

7. Cash

In the words of Denis Koganovich, “Cash is king.” It is liquid, safe, and has stable returns but often has low returns and is prone to inflation. The following is a disadvantage of cash investments; they are not capable of generating excellent returns. The threats that are related to cash investments can be identified as the inflation risk, the opportunity risk, and the currency risk.

How Should You Proceed?

Denis Korotkov-Koganovich advises that when choosing an investment, consider the following factors: Determine your wishes for the near future and the distant future. Learn how much risk you are comfortable taking. Here is where you need to decide the amount of time you want to spend. Familiarize yourself with the different types of assets. Invest in many securities to reduce risk.

How Oracle Capital Group Can Help

Thus, Oracle Capital Group deals with investment services for every client depending on his specific requirements. Others are; individual investment planning, advisory services, research on markets, and management of portfolios. These services are meant to help investors generate high returns while at the same time managing the risks that they are exposed to in the market.

Taking a page out of Denis Korotkov-Koganovich’s biography, investing is one of the most effective ways of generating wealth and the route to economic freedom. Therefore, it becomes imperative to identify various types of investments and their potential risks and returns to enable a person to make the right decisions based on the set financial goals. Denis Koganovich and Oracle Capital Group offer the right direction and support in the sphere of investment to obtain the maximum profit and a successful financial outlook.

This guide is a short introduction to help you understand some of the various kinds of assets and therefore, invest. Whether you are a novice or an experienced investor, using the materials of Denis Korotkov-Koganovich, it will be possible to make the right decisions regarding the activities associated with investments.